0% FINANCE @ EVOLUTION BIKES
Evolution Bikes offers 0% finance through V12 Retail Finance, helping you spread the cost of your next bike or frame purchase over 12, 24 or 36 months. Financing simply could not be easier! With a minimum* of 10% deposit you could walk away with the bike of your dreams the very same day.
WHO IS ELIGIBLE FOR FINANCE?
In order to apply for finance you must:
– be a permanent UK resident or have been a UK resident for the last 3 years
– be aged 18 years or older and under the age of 75.
– in regular employment (minimum of 16 hours per week) including self-employment, or in permanent residence with your spouse/partner who is in regular employment
– be in receipt of a pension if you are retired
– be able to make direct debit repayments
HOW DO I APPLY FOR FINANCE?
0% finance is only available in store and will be completed by a member of staff in a timely manner with applications usually taking no more than 20 minutes and subject to acceptance and stock availability you should be able to leave with you new bike the same day. In order to apply for 0% finance you will need to bring along the following documentation:
– Passport or Drivers Licence (both paper and counterpart) expiring no less than 2 months after the Customer Agreement is due to end.
– Recent Utility Bill, Council Tax Statement or Bank Statement dated within the last three months as proof of address.
– Bank details (sort code & account number necessary)
– Valid Debit Card
– List of previous addresses (only applicable if you have lived at your current address for less than 3 years)
WHAT IF MY FINANCE APPLICATION IS UNSUCCESSFUL?
If you come in store and you are declined 0% finance at Evolution Bikes we can accept payment for goods via credit/debit card or through Cycle to Work scheme payments.
HOW MUCH CAN I SPEND & WHAT CAN I BUY?
At Evolution bikes we have two distinct levels of financing, financing is only applicable to a spend of £700 or more:
– Spend £700 to £1500 = 0% 12 Months
– Spend £1500+ = 0% 12, 18 or 24 Months
Every finance sale requires a minimum of 10% deposit due at the point of sale. If you would like to increase the size of your deposit to lessen your monthly repayments please do not hesitate to contact us in store.
We understand that it might not just be a new bike you would like to purchase though 0% Finance and maybe you are looking to upgrade your existing ride. We can supply products such as Wheelsets, Powermeters, Suspension Forks, Framesets and much more though this means as long as the total spend is more than £700
Credit is subject to status and is 0% Finance provided by V12 Retail Finance. Terms and Conditions apply and these are provided on the application form. V12 Retail Finance will keep a record of any credit search made.
Fixed sum loan agreement regulated by the Consumer Credit Act 1974 between You and V12 Retail Finance is owned by Secure Trust Bank PLC. Registered in England and Wales 541132. Registered Office: One Arleston Way, Solihull, B90 4LH. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
***0% FINANCE IS ONLY AVAILABLE IN STORE AND ON NON DISCOUNTED PRODUCTS.***
DELIVERY AND STOCK AVAILABILITY
In some cases your dream bike may not be in stock at Evolution Bikes or you may be undertaking a custom build. IN CASES WHERE FINANCE IS SUCCESSFUL AND THE BICYCLE IS NOT IN STOCK AT EVOLUTION BIKES YOU WILL BE ADVISED OF THE DELIVERY TIMESCALE AT THE POINT OF SALE. Typical delivery timescales range from 3 -10 working days. Please do not hesitate to contact us at the store for further information regarding stock levels prior to applying for finance.